सोमवार, 8 नवंबर 2010

HOW TO BECOME A MILLANEAR INSURANCE AGENT PART 3

This is part 3 of this series

CLICK HERE TO READ PART 1

CLICK HERE TO READ PART 2

This time I give you a spiritual tip for improve your customer base. Just try it …
Take a note book on Wednesday (I think coming Wednesday with labh panchmi date 10.11.2010 is good for it) if this date is gone then no problem take note book in any Wednesday.
Now take 4 teaspoonful honey mix some kumkum in this honey and dilute it with help of some warm milk... (Take this red color honey milk kumkum mixture in an inkpot)
Use this ink in an ink fountain pen and write your targeted customer name with targeted plan to sell in above note book with this ink.
Also make a brief note that why this plan is necessary to this customer
After that try to sell your insurance plan to targeted customer which name you write this note book and you wonder your customer easily buy your plan.
Make your comments if you find this tip is work
HOW THIS TIP WORK: - our body have a subconscious mind every subconscious mind is connected with each other like a network and when you done above exercise then vibration of your brief note go spiritually to your target customer sub conscious mind and he accept your proposal when you offer him…simple it is a science not magic unfortunately our modern science not try to work on this field.


part 4 of this article will publish soon

रविवार, 10 अक्तूबर 2010

GET YOUR RELIANCE LIFE INSURANCE POLICY STATUS BY SMS?


I think reliance life insurance company not launch SMS service like other insurance company but they have very powerful customer care service and IVR service for knew your fund status and renewal etc. just dial or Call 30338181 or 1800 300 08181 (toll-free) and get your policy status updates renewal date etc through IVR

बुधवार, 6 अक्तूबर 2010

FIND YOUR SBI LIFE INSURANCE POLICY DETAILS BY SMS

for using this service SBI LIFE policy holder has to register for these services by sending a SMS to 56161 mentioning his policy number and date of birth (DOB)

FOR REGISTRATION

sms REGNEW <(policy no.) > <(DOB)> send it to 56161

On sending the SMS for registration, the service will be activated within 24 hours. A confirmation SMS will be sent to the policyholder regarding the activation

after this registration you can get following information through SMS

for find Fund Value: To know the current value of your policy send,

FV <> (Policy Number) to 56161.

for find Fund Switch Transaction details: To find out the details about your last fund switch request,

SWTR <> (Policy Number) to 56161

for find Policy Status: To know the status of your policy send ,

POLSTATUS <> (Policy Number) to 56161

for find Renewal details: In order to know your next premium due and the due date,

RENDET <> (Policy Number) to 56161

for find Policy Dispatch details: If you have purchased a New Policy recently within last SIX months then the Policy Dispatch details can be obtained

NEWPOL <> (Policy Number) to 56161


FIND YOUR ICICI PRUDENTIAL LIFE INSURANCE POLICY DETAILS BY SMS


Yes you can find your icici prudential life insurance policy status , net asset value etc by SMS.
For using this service first register your mobile number by this method
Mobile Number Registration:
To register your mobile number in icici prudential records,
SMS REG (8 digit policy number 00XXXXXX) (Policy Owners DOB in DDMMYYYY format) to 56767
After registration you may get policy status by this method
Policy Status:
To get the status of a policy and also the next due date for the premium,
SMS PST (8 digit policy number 00XXXXXX) to 56767
For finding net asset value (NAV)
Net Asset Value:
To get the NAV value and also total fund value for a ULIP policy,
SMS NAV (8 digit policy number 00XXXXXX) to 56767
For more details
SMS Helpline Alerts:
To get the list of SMS Helpline Alerts available,
SMS SRV to 56767

शुक्रवार, 1 अक्तूबर 2010

HOW TO BECOME A MILLIONAIRE INSURANCE AGENT PART 2


This is the part 2 of this series if you are new in this blog then please first read part 1 of this series
CLICK HERE TO READ PART 1 OF THIS ARTICLE

Today we give you 2 more tips to boost your insurance business
1.I meet so many insurance agent in my life and now I say clearly that “75 % of that agent have no any knowledge of there plans and business they look like a foolish when they open there ready reckoner to reply my questions just read my real conversation with one LIC agent
Agent: - hello sir I think you may need a LIC policy?
Me:- welcome sir, yes I defiantly need one but I not like ULIP so what is best child plan for my 5 year boy?
Agent: - sir, forget child plan ULIP is best product these day…
Me:- no no sir... I only need child plan. How many child plans have LIC? Which plan has fewer premiums?
Agent:- ok sir let me see ( he open his ready reckoner and read it 10 minutes sorry sir I think you may check LIC website for your need or I ask my manager for it..
So after read above conversation you may clear that LIC selling is not an easy job. if you want to get success you may update with all plan of your company so my mantra for you is “ UPDATE YOUR KNOWLADGE WITH ALL PLAN OF YOUR COMPANY not to advice someone foolishly first check his need then advice him right plan
2. ALSO UPDATE YOUR KNOWLADGE WITH OTHER COMPANIES PLANS... which are your competitors because one agent offer me ULIP of SBI then I say him some benefit of HDFC STANDERD LIFE CREST ULIP and I wonder that he agree with me. Instead of this, good agents who already study negative points of HDFC STANDERD LIFE CREST ULIP surely try to cut my points instead to admit defeat.
to be continued.......in part 3

रविवार, 5 सितंबर 2010

HDFC STANDERD LIFE CREST ( NEW ULIP)




1.HDFC Standard Life launched his new Unit Linked Insurance Plan (ULIP) with name of HDFC Standard Life Crest
2. I think you remember that IRDA decalare new regulations for ULIP so this new plan of HDFC is in line with the new IRDA regulations.
3.HDFC Standard Life Crest has a 30-day free look-in period (usually ULIP have 15 days free look in period).
4. investors of HDFC Standard Life Crest plan also have a choice will be given to switch over to an alternative product offering from HDFC standerd life insurance within a year at a nominal additional cost.
6 HDFC Standard Life Crest plan offer minimum guaranteed NAV of Rs. 15 at maturity .
7. HDFC Standard Life Crest can be taken by filling Short Medical Questionnaire,.
8.Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961
9. for more details please visit company website in following link
http://www.hdfcinsurance.com/products/SavingsPlans/HDFCSLCrest.aspx

शनिवार, 28 अगस्त 2010

IRDA NEW REGULATIONS FOR ULIP


1.IRDA make new rules for Unit-Linked Insurance Plans (ULIPs) coming into effect from September 1, 2010.
2. IRDA try to make ULIPs more investor friendly, the insurance regulator has directed the insurance conpanies to reduce charges and consequently improve return for policyholders.
3.IRDA also attempted to distinguish ULIPs from mutual funds by forcing insurance conpanies to incorporate life cover that is at least 10 times the premium.
4.To sustain the lower charges, insurance conpanies have been forced to halve commissions and cut expenses.
5. the insurers cannot be modified existing products to make them compliant.
6. All insurance conpanies have been asked to file completely new products with fresh unique product identification number from IRDA.
7.The regulations seek not only to redesign the product but also change the operational model as the existing cost structures .
8. so next month you see newly designed ULIP’s but I think market is up and investor always avoid ULIP’s as investments tools

key words;-ULIP NEW PLANS IRDA RULE

शनिवार, 21 अगस्त 2010

HOW TO BECOME A MILLIONAIRE INSURANCE AGENT PART 1


We start this series for insurance agent and you wonder that in my family and near relationship no one is an insurance agent but some of my friends like shri rohit bist, shri mahender singh ji, shri mahesh dan ji is insurance agent so I start this series to give my ideas to insurance agent for increase their business this is the part I of this series.
1.Fisrst of all try to make powerful your sun planet because god sun make your personality powerful and if your sun is powerful than anybody believe your advice so it is necessary to all insurance agent that they give a pot of water to god sun everyday with mantra of “ om suryay namah”. It will take your 2 minutes daily but see result in 1 month.
2. second step: - you remember that man is a habit to follow others (in Hindi called bhedchal) so always make a photocopy of final payment of your client (it is not necessary that this person is your client you may collect this letters or details by your insurance company office) and now discuss this payments to your friends and your targeted person. It will make this person greedy and grow a seed of insurance thinking in his mind. (please not to use death claim for this purpose because no one think that they die any day and this is the main cause that generally they unlike endowment plans )
3. For example if any person have an endowment policy of 20 year and he pay 136 monthly premium then I think his maturity payment is near 60000 if you tell anyone about this her mind be greedy and he think that 136 monthly is not a big amount but he think 60000 is a big amount, but not to say him that he make a policy just wait after a few meetings and few more examples he automatic say you that “sir what is best insurance plan for me?”
4. We will continue this article, but this is time to take a break in this break you may try these two concepts and wait next parts of this article on this blog. Please do not forget to tell us your comments.

रविवार, 25 जुलाई 2010

HOW TO SURRENDER LIC POLICY

1.generally it is not suggest surrendering an insurance policy because if you surrender your policy it always deduct the first year premium you've paid,
2. normally if you surrender your policy an insurance company only return 20-30% of your balance premiums paid plus all bonus accrued till that date.
3. Surrender value is payable only after three full years premiums are paid to LIC. More over if it is a participating policy the Bonus get attached to it as per prevalent rules.
4. If due to any reason when you wish to terminate/discontinue your insurance policy then visit the nearest branch in your location or contatact your LIC agent .
5. download LIC application form for surrender of policy from this web link
http://www.docstoc.com/docs/5111697/LIC-Application-form-for-Surrender-of-Policy
if your policy different from LIC thenfor your company surrender form please visit your company nearest branch
6. fill this form and attach your original policy and deposit it on your nearest LIC office.

बुधवार, 21 जुलाई 2010

MAX BUPA HEALTH INSURANCE PLANS

1. Max bupa health insurance company is a max India joint venture company.
2. Max bupa health insurance launch his health insurance product in brand name of “heartbeat”
3. Max bupa have 3 heartbeat health insurance plans
a. heartbeat platinum b. heartbeat gold c. heartbeat silver
4. Max bupa plans also includes several Maternity Benefits - Medical Expenses for the delivery of a child under family floater plans
5. Max bupa plans cover specified vaccination expenses for children.
6. Policy covers Reasonable and Customary charges for Hospital accommodation.
7. other benefits available on max bupa health insurance heartbeat plans is Pre & Post hospitalization Medical Expenses, Health Checkup, medical expenses for an organ donor’s treatment for the harvesting of the organ, ambulance expenses, etc
8. For more details about max bupa health insurance plans please visit company website on this link
9. Information given here is only brief details of max bupa plans it may be change by company time to time so please refer your information offer documents for latest cover in your policy
Key words:- old age health insurance , family health insurance, max bupa plan details, best health insurance in India

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